Long Term Disability
A long term disability is one of the most devastating experiences that can happen to an employee, impacting both your work and personal life in a major way. Protection for you and your family is available through the Long Term Disability insurance through the convenience of payroll deduction.
Long Term Disability insurance provides the financial protection you may need during the allowable period of disability by paying you a monthly benefit as outlined in your plan documents.
This long term disability can take care of your short term needs as well as your long term needs due to a disability with several options to choose from of when your benefits begin and how long they are paid. Plans that start as early as 0/3 days to 180 days from the date disability begins and can pay out from 5 years up to your social security normal retirement age; it’s your choice.